All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2019-03-04.
From the record
Cathay General Bancorp's filings since 2017 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2019-03-04) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+11.3% a year over 10 filed years; profitable in 10 of 10.
From the record
Cathay General Bancorp's 10 filed years say what it did: revenue went from $499 million in fiscal 2016 to $1.3 billion in fiscal 2025, up 11.3% a year; it rose in 6 of 9 years; the deepest fall was 13% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 2.4% a year. 53% of cash flow returned. Insiders: 24 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Cathay General Bancorp's diluted share count shrank about 2.4% a year, and dividends and buybacks returned about 53% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 24 sales (1 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-10-28 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 11%: 11¢ of profit per shareholder dollar. Leverage 88%: owes 88¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Cathay General Bancorp earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count shrank 4.0% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 38% of 155 in its family; net margin 24.1%.
From the record
Cathay General Bancorp's standing among 155 graded names in its industry family: revenue of $1.3 billion in fiscal 2025 ranks in the top 16% by size; a net margin of 24.1% ranks in the top 36%; revenue growth of 15.4% a year over the last 3 filed years ranks in the bottom 37% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 38% of 150 in its family for leadership; chief executive since 2021.
From the record
Cathay General Bancorp's leadership, from its insiders' filings and its current reports: the chief executive on the record is Liu, Chang (President & CEO, as filed), filing under that title since 2021-03-05, 5.7 years (bottom 35% of its family); the 18 officers and directors filing in the last fifteen months have been on the record a median of 6 years (bottom 33%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 18 people in charge now (bottom 46%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
SI estimate 6.7/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Cathay General Bancorp's room to expand is put at 6.7 of 10 with a confidence of 35 of 100, because read from one part only, cash from operations less capital spending against revenue, which ranks in the top 33% of 162 in its family; the record does not carry two of the four parts: cash less debt against assets, cash from operations less capital spending against revenue, gross margin, research against revenue. A filing that carries the missing parts replaces this estimate with the filed reading.
What could actually drive growth from here?
bottom 43% of 152 in its family for growth drivers.
From the record
Cathay General Bancorp's growth drivers, from the filed years to fiscal 2025: revenue grew 15.4% a year over the last three filed years against 11.3% over all 10, speeding up (top 48% of its family); the newest year grew -1.9% (bottom 17%); capital spending grew 13.1% a year (top 40%) (its annual reports). Cathay General Bancorp tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 21% of 150 in its family for expectations against reality.
From the record
Cathay General Bancorp's newest year against its own record: revenue of $1.3 billion in fiscal 2025 came in 21.7% below the $1.7 billion its prior three years' pace pointed to (bottom 21% of its family); net income of $315 million against a prior three-year average of $334 million (bottom 20%); a net margin of 24.1% against 30.8% before (bottom 22%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made