Company Analysis

Mastercard Incorporated (MA)

NYSE: MA · Services-Business Services, NEC · Purchase, NY · filing with the SEC since 2001
Grade6.8
◀ Past 7.1● Present 7.6▶ Future 6.0
The companyfiscal 2025, as filed
Revenue$32.79B+16.4%
Net income$14.97B+16.3%
Earnings per share$16.52+18.9%
Operating cash flow$17.65B+19.4%
Cash$10.57B+25.2%
Debt$18.25B+4.4%
Shareholders’ equity$7.75B+18.9%
Shares, diluted906.0M-2.3%
Return on equity193.2%
The recordfrom its filings
Filings in 2026101
Newest filingNov 3 · 4
Annual reportFeb 11, 2026
Quarterly reportOct 29, 2026
Next report due10-K by Mar 1
Insider sales, 12 months$75.3M
Insider buys, 12 months$0.00
Patents granted2,390
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $36.29BNet income $16.96BCash from operations $16.86Bthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
16171819202122232425
As filed, in USD. Nothing here is a forecast.

The company now

Mastercard reported on 30 July that second-quarter 2026 net revenue rose 14 percent to $9.3 billion, and net income rose 19 percent to $4.4 billion 1. Value-added services and solutions, its fraud, data and consulting business, grew 20 percent, faster than the payment network's 10 percent 1. Cross-border volume, card spending that crosses a border, grew 12 percent 1.

Chief executive Michael Miebach credited "new partnerships in Mexico and the UAE" and what he called a "market-first Agentic Payment capability", payments that AI agents make for a shopper 1. In early August Mastercard completed its purchase of BVNK, a stablecoin infrastructure company agreed in March for $1.5 billion plus up to $300 million tied to performance 526. On 3 August 2026 Ling Hai also became finance chief, succeeding Sachin Mehra 8.

The next look at the business comes on 29 October, when the company releases third-quarter results 7. A federal court has scheduled the final approval hearing on the revised U.S. merchant rules settlement for November 2026 2. Under that deal Visa and Mastercard cut interchange fees by 0.1 percentage points for five years and cap standard consumer rates at 1.25 percent 13.

As of Oct 28, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 3, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 29, 2026 · SEC EDGAR · Form 10-Q
Quarterly report
Open the filing on sec.gov
Oct 29, 2026 · SEC EDGAR · Form 8-K
Results released
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 13, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton MA · research, not advice