Mastercard Incorporated (MA)

From the record

Mastercard Incorporated's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Mastercard Incorporated's 10 filed years say what it did: revenue went from $9.5 billion in fiscal 2014 to $33 billion in fiscal 2025, up 11.9% a year; it rose in 8 of 9 years; the deepest fall was 9% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Mastercard Incorporated's diluted share count shrank about 2.3% a year, and dividends and buybacks returned about 88% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 76 sales (76 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-03 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Mastercard Incorporated earned about 193 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count shrank 2.3% over the year (the filed statements).

From the record

Mastercard Incorporated's standing among 101 graded names in its industry family: revenue of $33 billion in fiscal 2025 ranks in the top 5% by size; a net margin of 45.6% ranks in the top 3%; revenue growth of 13.8% a year over the last 3 filed years ranks in the top 39% (its annual reports).

From the record

Mastercard Incorporated's leadership, from its insiders' filings and its current reports: the chief executive on the record is Miebach, Michael (President & CEO, as filed), filing under that title since 2021-03-02, 5.7 years (top 39% of its family); the 27 officers and directors filing in the last fifteen months have been on the record a median of 7.4 years (top 15%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 27 people in charge now (top 12%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Mastercard Incorporated's room to grow, from the newest filed statements (fiscal 2025): cash of $11 billion against debt of $18 billion leaves -14.2% of its assets as net cash, bottom 31% of its family; cash from operations less capital spending is 52.3% of revenue (top 4%) (its annual report).

From the record

Mastercard Incorporated's growth drivers, from the filed years to fiscal 2025: revenue grew 13.8% a year over the last three filed years against 11.9% over all 10, speeding up (top 16% of its family); the newest year grew 16.4% (top 33%); capital spending grew 3.4% a year (bottom 38%) (its annual reports). Mastercard Incorporated reported 2 product lines in fiscal 2025: Payment Network at $19 billion (59%), Value Added Services and Solutions at $13 billion (41%); 2 of 2 grew against the year before (its annual report).

From the record

Mastercard Incorporated's newest year against its own record: revenue of $33 billion in fiscal 2025 came in 3.4% above the $32 billion its prior three years' pace pointed to (top 37% of its family); net income of $15 billion against a prior three-year average of $11 billion (bottom 39%); a net margin of 45.6% against 45% before (bottom 36%) (its annual reports).