Patents
US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026
2,390 patents granted to the 4 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Mastercard Incorporated’s names, not what it holds today.
Patents granted
2,390
2,356 utility, 34 design, 1976 to Dec 31, 2025
Granted in 2025
162
Against 210 in 2024 and 262 in 2023
Applications published
4,203
220 of them in 2025
Names they are printed under
4
a subsidiary
By yearGrantedApplications published
'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
IT methods for management754
Digital communication247
Computer technology191
Audio-visual technology5
Telecommunications4
Medical technology4
Control2
Transport2
Furniture, games2
Electrical machinery, apparatus, energy1
Other special machines1
Basic communication processes1
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name4 counted
MASTERCARD INTERNATIONAL INCORPORATED a subsidiary
US, as the owner printed on each patent. 1 more under the same name are not counted (printed in SG)
2,331 granted
1,594 publishedMASTERCARD INTERNATIONAL INCORPORATED a subsidiary
named as the applicant on its applications, in US. 2 more under the same name are not counted (printed in NY, printed in DE)
0 granted
2,430 publishedMASTERCARD ASIA/PACIFIC PTE. LTD. a subsidiary
named as the applicant on its applications, in SG. 1 more under the same name are not counted (printed in US)
0 granted
125 publishedMASTERCARD ASIA/PACIFIC PTE. LTD. a subsidiary
SG, as the owner printed on each patent
59 granted
54 published
Newest grantseach row opens the USPTO’s own copy
| Granted | Patent | Title | Field | Owner as printed |
|---|
| Dec 30, 2025 | 12,511,687 | Systems and methods for identifying full account numbers from partial account numbers | Computer technology | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 30, 2025 | 12,511,651 | Tokenization request handling at a throttled rate in a payment network | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 23, 2025 | 12,506,612 | Offline two-factor authentication | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 16, 2025 | 12,499,634 | Systems and methods for generating augmented reality-based content | Computer technology | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 16, 2025 | 12,499,469 | Data analysis to determine offers made to credit card customers | Computer technology | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 16, 2025 | 12,499,445 | Method and system for secure authentication of user and mobile device without secure elements | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 9, 2025 | 12,495,020 | Communication of sensitive data in restricted data channel | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 9, 2025 | 12,493,861 | Systems and methods for implementing off-network services | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 9, 2025 | 12,493,639 | Enhanced search and retrieval system with display connectors | Computer technology | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 2, 2025 | 12,488,333 | System and method for token based payments | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
Newest applications publishedan application is a clue, never a plan
| Published | Application | Title | Field | Owner as printed |
|---|
| Dec 25, 2025 | 2025/0392615 | ARTIFICIAL INTELLIGENCE BASED ELECTRONIC MAIL CLASSIFICATION | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0392613 | SYSTEMS AND METHODS FOR USE IN ASSESSMENTS IN CONNECTION WITH CYBER ATTACKS | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0392591 | BIOMETRICALLY-ENHANCED VERIFIABLE CREDENTIALS | Digital communication | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390943 | SYSTEMS AND METHODS FOR RECOMMENDING A BUY NOW, PAY LATER OFFER | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390942 | SYSTEMS AND METHODS FOR USE IN ORCHESTRATING DATA CONNECTIONS | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390918 | METHODS AND SYSTEMS FOR ENHANCING USER IDENTIFICATION USING TRANSACTION INFORMATION | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390886 | STAND-IN SYSTEM AND TRANSACTION CATEGORY CODE (TCC) RECOMMENDATION FEATURE | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390878 | ARTIFICIAL INTELLIGENCE BASED SYSTEMS AND METHODS FOR EARLY DETECTION OF ANOMALOUS BEHAVIOR AT OFF-NETWORK ACCOUNTS | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390877 | METHOD AND SYSTEM TO PREVENT FRAUDULENT TRANSACTIONS | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
| Dec 25, 2025 | 2025/0390869 | MACHINE LEARNING BASED POST-AUTHORIZATION MODELING SYSTEM AND METHOD | IT methods for management | MASTERCARD INTERNATIONAL INCORPORATED |
What it applied for, 2024 to 2025: IT methods for management 235 · Computer technology 91 · Digital communication 60 · Audio-visual technology 2 · Transport 2 · Analysis of biological materials 1.
A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.