PennyMac Financial Services, Inc. (PFSI)

NYSE: PFSI · Mortgage Bankers & Loan Correspondents · Westlake Village, CA · filing with the SEC since 2018

Grade5.9

◀ Past 7.5● Present 5.7▶ Future 3.7

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 20, 2026	Feb 19, 2025	Feb 21, 2024	Feb 22, 2023	Feb 23, 2022	Feb 25, 2021	Feb 28, 2020	Mar 5, 2019	·	·
Revenue	20,108	26,868	13,403	12,392	7,325	6,737	8,880	9,253	3,683	3,302
For lenders
Interest and dividend income	924,447	793,566	632,924	294,062	300,169	247,026	288,700	216,416	143,179	81,127
Interest expense on deposits and borrowings	960,555	819,348	637,777	335,427	·	·	·	·	·	·
Net interest income	-36,108	-25,782	-4,853	-41,365	-90,530	-24,525	76,721	71,819	-1,341	-25,079
Total operating expenses	1,495,119	1,192,705	1,218,025	1,320,508	1,808,178	1,464,988	947,960	716,932	619,554	548,804
Interest expense	·	·	637,777	335,427	390,699	271,551	211,979	144,597	144,520	106,206
Income before income taxes	551,417	401,026	183,631	665,247	1,359,183	2,240,609	529,444	267,697	335,909	383,083
Income tax expense	50,340	89,603	38,975	189,740	355,693	593,725	136,479	23,254	24,387	46,103
Net income including non-controlling interests	501,077	311,423	144,656	475,507	1,003,490	1,646,884	392,965	244,443	311,522	336,980
Net income to non-controlling interests	·	·	·	·	·	·	·	156,749	210,765	270,901
Net income	501,077	311,423	144,656	475,507	1,003,490	1,646,884	392,965	87,694	100,757	66,079
Earnings per share, basic	9.69	6.11	2.89	8.96	15.73	21.91	5.02	2.62	4.34	2.98
Earnings per share, diluted	9.30	5.84	2.74	8.50	14.87	20.92	4.89	2.59	4.03	2.94
Weighted average shares, basic	51,728	50,990	49,978	53,065	63,799	75,161	78,206	33,524	23,199	22,161
Weighted average shares, diluted	53,882	53,356	52,733	55,950	67,471	78,728	80,340	35,322	24,999	76,629

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton PFSI · research, not advice