Company Analysis

Regions Financial Corp. (RF)

NYSE: RF · National Commercial Banks · Birmingham, AL · filing with the SEC since 2004
Grade6.3
◀ Past 6.9● Present 6.5▶ Future 4.9
The companyfiscal 2025, as filed
Revenue$7.07B-0.5%
Net income$2.16B+13.9%
Earnings per share$2.30+19.2%
Operating cash flow$2.18B+36.5%
Cash$10.91B+1.8%
Debt$4.13B-31.0%
Shareholders’ equity$19.04B+6.5%
Shares, diluted896.0M-2.4%
Return on equity11.3%
The recordfrom its filings
Filings in 202697
Newest filingNov 9 · 10-Q
Annual reportFeb 24, 2026
Quarterly reportNov 9, 2026
Next report due10-K by Mar 1
Insider sales, 12 months$1.2M
Insider buys, 12 months$0.00
Patents grantedn/a
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $7.00BNet income $2.29BCash from operations $902Mthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
16171819202122232425
As filed, in USD. Nothing here is a forecast.

The company now

Regions Financial reported third quarter 2026 earnings of $611 million, or $0.71 a diluted share, on 16 October 1. Adjusted earnings were $622 million 1. Reported earnings were 11 percent higher, and profit per diluted share 16 percent higher, than in the third quarter of 2025 1.

Total revenue was $1,973 million, up 3.0 percent from a year earlier 1. Net interest income, the gap between what the bank earns on loans and securities and what it pays for funding, was $1,298 million 1. The net interest margin was 3.68 percent 1.

Credit costs eased as net charge-offs, loans written off as uncollectable, were $72 million, or an annualized 29 basis points of average loans 1. Capital markets income, fees from deal advice and underwriting, hit a record, up 27 percent from the second quarter 1.

On the call, management guided fourth quarter net interest income up 1 percent to 2 percent from the third quarter, assuming the Federal Reserve raises rates in December 3. Chief executive John Turner said Regions is not a candidate for acquisitions of other banks until its largest technology project is done 3. That project moves customers to a new deposit system through 2027 3.

As of Nov 3, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 9, 2026 · SEC EDGAR · Form 10-Q
Quarterly report
Open the filing on sec.gov
Nov 4, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 19, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Oct 16, 2026 · SEC EDGAR · Form 8-K
Results released
Open the filing on sec.gov
Sep 14, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton RF · research, not advice