Regions Financial Corp. (RF)
The company now
Regions Financial reported third quarter 2026 earnings of $611 million, or $0.71 a diluted share, on 16 October 1. Adjusted earnings were $622 million 1. Reported earnings were 11 percent higher, and profit per diluted share 16 percent higher, than in the third quarter of 2025 1.
Total revenue was $1,973 million, up 3.0 percent from a year earlier 1. Net interest income, the gap between what the bank earns on loans and securities and what it pays for funding, was $1,298 million 1. The net interest margin was 3.68 percent 1.
Credit costs eased as net charge-offs, loans written off as uncollectable, were $72 million, or an annualized 29 basis points of average loans 1. Capital markets income, fees from deal advice and underwriting, hit a record, up 27 percent from the second quarter 1.
On the call, management guided fourth quarter net interest income up 1 percent to 2 percent from the third quarter, assuming the Federal Reserve raises rates in December 3. Chief executive John Turner said Regions is not a candidate for acquisitions of other banks until its largest technology project is done 3. That project moves customers to a new deposit system through 2027 3.
As of Nov 3, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.
Newer filings are on file since this was written; an update is queued.