Regions Financial Corp. (RF)

NYSE: RF · National Commercial Banks · Birmingham, AL · filing with the SEC since 2004

Grade6.3

◀ Past 6.9● Present 6.5▶ Future 4.9

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In millions of US dollars (USD), as filed; per-share figures in US dollars; share counts in millions. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 24, 2026	Feb 21, 2025	Feb 23, 2024	Feb 24, 2023	Feb 24, 2022	Feb 24, 2021	Feb 21, 2020	Feb 22, 2019	Feb 26, 2018	Feb 24, 2017
Revenue	·	·	·	·	104	84	79	71	60	58
For lenders
Interest and dividend income	7,073	7,108	6,897	5,102	4,081	4,262	4,596^r	4,337^r	3,987^r	3,814
Interest expense on deposits and borrowings	2,082	2,290	1,577	316	·	·	·	·	·	·
Net interest income	4,991	4,818	5,320	4,786	3,914	3,894	3,745	3,735	3,539^r	3,398
Provision for credit losses	470	487	553	271	-524	1,330	387	229	150	262
Net interest income after provision	4,521	4,331	4,767	4,515	4,438	2,564	3,358	3,506	3,389^r	3,136
Noninterest income	2,535	2,265	2,256	2,429	2,524	2,393	2,116	2,019	1,962^r	2,011^r
Noninterest expense	4,313	4,242	4,416	4,068	3,747	3,643	3,489	3,570	3,491^r	3,483^r
Operating income	53	95	212	56	46	·	·	·	·	·
Interest expense	·	·	1,577	316	167	368	851	602	373	313
Income before income taxes	2,743	2,354	2,607	2,876	3,215	1,314	1,985	1,955	1,860^r	1,664^r
Income tax expense	587	461	533	631	694	220	403	387	619^r	510^r
Income from continuing operations	·	·	·	2,245	2,521	1,094	1,582	1,568	1,241^r	1,154^r
Income from discontinued operations	·	·	·	·	·	0	0	191	22^r	9^r
Net income including non-controlling interests	2,156	1,893	2,074	2,245	2,521	·	·	·	·	·
Net income	2,156	1,893	2,074	2,245	2,521	1,094	1,582	1,759	1,263	1,163
Preferred dividends	95	119	98	99	121	103	79	64	64	64
Net income to common shareholders	2,061	1,774	1,976	2,146	2,400	991	1,503	1,695	1,199	1,099
Earnings per share, basic	2.31	1.94	2.11	2.29	2.51	1.03	1.51	1.55	1.01	0.87
Earnings per share, diluted	2.30	1.93	2.11	2.28	2.49	1.03	1.50	1.54	1.00	0.87
Weighted average shares, basic	892	916	936	935	956	959	995	1,092	1,186	1,255
Weighted average shares, diluted	896	918	938	942	963	962	999	1,102	1,198	1,261

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTax

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton RF · research, not advice