Regions Financial Corp. (RF)

From the record

Regions Financial Corp.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Regions Financial Corp.'s 10 filed years say what it did: revenue went from $3.8 billion in fiscal 2016 to $7.1 billion in fiscal 2025, up 7.1% a year; it rose in 6 of 9 years; the deepest fall was 11% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Regions Financial Corp.'s diluted share count shrank about 1.7% a year, and dividends and buybacks returned about 70% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales and 0 purchases of their own stock on the open market in the year to 2026-10-19 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Regions Financial Corp. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 88 cents per dollar of assets, and net share issuance: its share count shrank 2.4% over the year (the filed statements).

From the record

Regions Financial Corp.'s standing among 79 graded names in its industry family: revenue of $7.1 billion in fiscal 2025 ranks in the top 15% by size; a net margin of 30.5% ranks in the top 15%; revenue growth of 11.5% a year over the last 3 filed years ranks in the bottom 16% (its annual reports).

From the record

Regions Financial Corp.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Turner, John M Jr (Chairman, President and CEO, as filed), filing under that title since 2018-08-02, 8.3 years (top 40% of its family); the 25 officers and directors filing in the last fifteen months have been on the record a median of 4.7 years (bottom 16%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 25 people in charge now (top 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Regions Financial Corp.'s room to grow, from the newest filed statements (fiscal 2025): cash of $11 billion against debt of $4.1 billion leaves 4.3% of its assets as net cash, top 35% of its family; cash from operations less capital spending is 30.8% of revenue (top 20%) (its annual report).

From the record

Regions Financial Corp.'s growth drivers, from the filed years to fiscal 2025: revenue grew 11.5% a year over the last three filed years against 7.1% over all 10, speeding up (bottom 46% of its family); the newest year grew -0.5% (bottom 26%) (its annual reports). Regions Financial Corp. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Regions Financial Corp.'s newest year against its own record: revenue of $7.1 billion in fiscal 2025 came in 15.7% below the $8.4 billion its prior three years' pace pointed to (top 45% of its family); net income of $2.2 billion against a prior three-year average of $2.1 billion (bottom 20%); a net margin of 30.5% against 33.6% before (bottom 43%) (its annual reports).