All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2024-04-05.
From the record
Stellus Capital Investment Corporation's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2024-04-05) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+12.3% a year over 5 filed years; profitable in 5 of 5.
From the record
Stellus Capital Investment Corporation's 5 filed years say what it did: revenue went from $62 million in fiscal 2021 to $98 million in fiscal 2025, up 12.3% a year; it rose in 2 of 4 years; the deepest fall was 4% from fiscal 2023 to fiscal 2025; net income was positive in 5 of 5 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 13.2% a year. 100% of cash flow returned. Insiders: 0 sales, 11 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Stellus Capital Investment Corporation's diluted share count grew about 13.2% a year, and dividends and buybacks returned about 100% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 11 purchases of their own stock on the open market in the year to 2026-09-30, buying about $871 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 7%: 7¢ of profit per shareholder dollar. Leverage 64%: owes 64¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Stellus Capital Investment Corporation earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 64 cents per dollar of assets, and net share issuance: its share count grew 10.8% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 47% of 12 in its family; net margin 27.7%.
From the record
Stellus Capital Investment Corporation's standing among 12 graded names in its industry family: revenue of $98 million in fiscal 2025 ranks in the top 37% by size; a net margin of 27.7% ranks in the top 41%; revenue growth of 10.2% a year over the last 3 filed years ranks in the bottom 38% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 20% of 48 in its family for leadership; chief executive since 2015.
From the record
Stellus Capital Investment Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Ladd, Robert T. (President and CEO, as filed), filing under that title since 2015-12-15, 10.9 years (top 31% of its family); the 4 officers and directors filing in the last fifteen months have been on the record a median of 14 years (top 13%); no officer or director change was reported on Form 8-K since 2023-11-13, against the 4 people in charge now (top 17%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
top 28% of 9 in its family for room to expand.
From the record
Stellus Capital Investment Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $25 million against no long-term debt tagged leaves 2.4% of its assets as net cash, top 17% of its family; cash from operations less capital spending is -25% of revenue (top 39%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 23% of 8 in its family for growth drivers.
From the record
Stellus Capital Investment Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 10.2% a year over the last three filed years against 12.3% over all 5, slowing (bottom 28% of its family); the newest year grew -2.1% (bottom 19%) (its annual reports). Stellus Capital Investment Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 29% of 7 in its family for expectations against reality.
From the record
Stellus Capital Investment Corporation's newest year against its own record: revenue of $98 million in fiscal 2025 came in 16.3% below the $117 million its prior three years' pace pointed to (bottom 19% of its family); net income of $27 million against a prior three-year average of $26 million (bottom 31%); a net margin of 27.7% against 27.6% before (bottom 36%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made