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Upstart Holdings, Inc. (UPST)

Nasdaq: UPST · Finance Services · San Mateo, CA · filing with the SEC since 2015
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Grade6.3
◀ Past 7.1● Present 5.9▶ Future 5.5
1 est.
OverviewBusinessFinancialsGradeForecastSentimentOwnershipPeopleFilingsPatents Chart
The companyfiscal 2025, as filed
Revenue$1.04B+64.0%
Net income$53.6M+141.7%
Earnings per share$0.45+131.3%
Operating cash flow-$148M-179.3%
Cash$1.06B+8.3%
Debt$1.83B+30.5%
Shareholders’ equity$799M+26.2%
Shares, diluted107.5M+20.2%
Return on equity6.7%
The recordfrom its filings
Filings in 202693
Newest filingNov 12 · 4
Annual reportFeb 10, 2026
Quarterly reportNov 3, 2026
Next report due10-K by Mar 1
Insider sales, 12 months$7.4M
Insider buys, 12 months$7.7M
Patents granted4
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $1.34BNet income $65.1MCash from operations -$181Mthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
19202122232425
As filed, in USD. Nothing here is a forecast.

News

Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 9, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 10-Q
Quarterly report
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 8-K
Results released
Open the filing on sec.gov
Oct 20, 2026 · SEC EDGAR · Form 8-K
Current report
Open the filing on sec.gov
Sep 10, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Sep 10, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Aug 27, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton UPST · research, not advice