Capital One Financial (COF)

NYSE: COF · National Commercial Banks · Mclean, VA · filing with the SEC since 1995

Grade5.3

◀ Past 4.9● Present 5.0▶ Future 6.2

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Income statement, as filed

In millions of US dollars (USD), as filed; per-share figures in US dollars; share counts in millions. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 19, 2026	Feb 20, 2025	Feb 23, 2024	Feb 24, 2023	Feb 25, 2022	Feb 25, 2021	Feb 20, 2020	Feb 20, 2019	Feb 21, 2018	Feb 23, 2017
Revenue	53,434	39,112	36,787	34,250	30,435	28,523	28,593	28,076	27,237	25,501
For lenders
Interest and dividend income	58,696	46,034	41,938	31,237	25,769	26,033	28,513	27,176	25,222	22,891
Interest expense on deposits and borrowings	15,818	14,826	12,697	4,123	·	·	·	·	·	·
Net interest income	42,878	31,208	29,241	27,114	24,171	22,913	23,340	22,875	22,460	20,873
Provision for credit losses	20,655	11,716	10,426	5,847	-1,944	10,264	6,236	5,856	7,551	6,459
Net interest income after provision	22,223	19,492	18,815	21,267	26,115	12,649	17,104	17,019	14,909	14,414
Noninterest income	10,556	7,904	7,546	7,136	6,264	5,610	5,253	5,201	4,777	4,628
Noninterest expense	30,498	21,486	20,316	19,163	16,570	15,056	15,483	14,902	14,194	13,558
Interest expense	·	·	12,697	4,123	1,598	3,120	5,173	4,301	2,762	2,018
Income before income taxes	2,281	5,910	6,045	9,240	15,809	3,203	6,874	7,318	5,492	5,484
Income tax expense	193	1,163	1,158	1,880	3,415	486	1,341	1,293	3,375	1,714
Income from continuing operations	2,088	4,747	4,887	7,360	12,394	2,717	5,533	6,025	2,117	3,770
Income from discontinued operations	365	3	0	0	-4	-3	13	-10	-135	-19
Net income	2,453	4,750	4,887	7,360	12,390	2,714	5,546	6,015	1,982	3,751
Preferred dividends	252	228	228	228	274	280	282	265	265	214
Net income to common shareholders	2,181	4,445	4,582	7,044	11,965	2,375	5,192	5,710	1,704	3,513
Earnings per share, basic	4.03	11.61	11.98	17.98	27.04	5.19	11.10	11.90	3.52	6.96
Earnings per share, diluted	4.03	11.59	11.95	17.91	26.94	5.18	11.05	11.82	3.49	6.89
Weighted average shares, basic	540.7	382.7	382.4	391.8	442.5	457.8	467.6	479.9	484.2	504.9
Weighted average shares, diluted	541.3	383.6	383.4	393.2	444.2	458.9	469.9	483.1	488.6	509.8

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton COF · research, not advice