Company Analysis

Capital One Financial (COF)

NYSE: COF · National Commercial Banks · Mclean, VA · filing with the SEC since 1995
Grade5.3
◀ Past 4.9● Present 5.0▶ Future 6.2

Patents

US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026

212 patents granted to the 2 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Capital One Financial’s names, not what it holds today.

Patents granted
212
201 utility, 11 design, 1976 to Dec 31, 2025
Granted in 2025
5
in the last year the record reads
Applications published
391
4 of them in 2025
Names they are printed under
2
its own name
By yearGrantedApplications published
'07'08'09'10'11'12'13'14'15'16'17'18'19'20'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
Computer technology4
Digital communication1
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name2 counted
Capital One Financial Corporation its own name
US, as the owner printed on each patent
212 granted
300 published
Capital One Financial Corporation its own name
named as the applicant on its applications, in US
0 granted
91 published
Newest grantseach row opens the USPTO’s own copy
GrantedPatentTitleFieldOwner as printed
Nov 18, 202512,475,369Building and executing deep learning-based data pipelinesComputer technologyCapital One Financial Corporation
Nov 18, 202512,475,132Computing system and method for applying monte carlo estimation to determine the contribution of dependent input variable groups on the output of a data science modelComputer technologyCapital One Financial Corporation
Nov 11, 202512,469,075Computing system and method for creating a data science model having reduced biasComputer technologyCapital One Financial Corporation
Oct 28, 202512,455,724Theme-builder for accessibility-aware design servicesComputer technologyCapital One Financial Corporation
Sep 9, 202512,411,706Reconciliation systems and methods for unbounded streamsDigital communicationCapital One Financial Corporation
Sep 22, 202010,783,577Systems and methods for providing enhanced loan qualification informationIT methods for managementCapital One Financial Corporation
Jun 18, 201910,325,311Systems and computer-implemented processes for analyzing and determining the value of switching accountsIT methods for managementCapital One Financial Corporation
Jun 4, 201910,311,751Systems and methods for accessible widget selectionComputer technologyCapital One Financial Corporation
May 21, 201910,296,906Systems and methods for initiating and authorizing transactions using a detectable deviceIT methods for managementCapital One Financial Corporation
Apr 23, 201910,269,063Systems and methods for managing a loan applicationIT methods for managementCapital One Financial Corporation
Newest applications publishedan application is a clue, never a plan
PublishedApplicationTitleFieldOwner as printed
Dec 25, 20252025/0390794SYSTEM AND METHOD FOR UTILIZING GROUPED PARTIAL DEPENDENCE PLOTS AND GAME-THEORETIC CONCEPTS AND THEIR EXTENSIONS IN THE GENERATION OF ADVERSE ACTION REASON CODESComputer technologyCapital One Financial Corporation
Dec 25, 20252025/0390678COMPUTING SYSTEMS AND METHODS FOR FACILITATING ENGAGEMENT VIA DIRECT MAILComputer technologyCapital One Financial Corporation
Oct 23, 20252025/0330322COMPUTING SYSTEMS AND METHODS FOR PROTECTING APPLICATION PROGRAMMING INTERFACES WITH TWO-FACTOR AUTHENTICATIONDigital communicationCapital One Financial Corporation
Oct 9, 20252025/0315481COMPUTER SYSTEMS AND METHODS FOR BUILDING AND ANALYZING DATA GRAPHSComputer technologyCapital One Financial Corporation
Jul 25, 20192019/0228095SYSTEMS AND METHODS FOR STORING AND ACCESSING DATABASE QUERIESComputer technologyCapital One Financial Corporation · patent 11,886,454 granted from it
Jul 18, 20192019/0220910SYSTEM AND METHODS FOR PROVIDING FINANCIAL ACCOUNT INFORMATION OVER A NETWORKIT methods for managementCapital One Financial Corporation · patent 11,037,210 granted from it
Jun 27, 20192019/0197509MULTI-ACCOUNT CARDIT methods for managementCapital One Financial Corporation
Jun 13, 20192019/0180366SYSTEMS AND METHODS FOR MANAGING A LOAN APPLICATIONIT methods for managementCapital One Financial Corporation · patent 10,991,039 granted from it
Jun 13, 20192019/0180365SYSTEMS AND METHODS FOR MANAGING A LOAN APPLICATIONIT methods for managementCapital One Financial Corporation · patent 10,839,455 granted from it
Mar 28, 20192019/0096197ATM SKIMMER DETECTION BASED UPON INCIDENTAL RF EMISSIONSTelecommunicationsCapital One Financial Corporation · patent 10,388,118 granted from it
What it applied for, 2024 to 2025: Computer technology 3 · Digital communication 1.

A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.

SI Assistanton COF · research, not advice