All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2024-02-21.
From the record
Prudential Financial, Inc.'s filings since 2017 show 2 warning events: a material cybersecurity incident (8-K item 1.05, 2 times, the latest 2024-02-21) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+0.4% a year over 10 filed years; profitable in 8 of 10.
From the record
Prudential Financial, Inc.'s 10 filed years say what it did: revenue went from $59 billion in fiscal 2016 to $61 billion in fiscal 2025, up 0.4% a year; it rose in 5 of 9 years; the deepest fall was 24% from fiscal 2021 to fiscal 2023; net income was positive in 8 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.7% a year. 41% of cash flow returned. Insiders: 13 sales, 3 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Prudential Financial, Inc.'s diluted share count shrank about 1.7% a year, and dividends and buybacks returned about 41% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 13 sales and 3 purchases of their own stock on the open market in the year to 2026-11-10, buying about $169 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 11%: 11¢ of profit per shareholder dollar. Leverage 96%: owes 96¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Prudential Financial, Inc. earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 96 cents per dollar of assets, and net share issuance: its share count shrank 1.6% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 40% of 18 in its family; net margin 5.9%.
From the record
Prudential Financial, Inc.'s standing among 18 graded names in its industry family: revenue of $61 billion in fiscal 2025 ranks in the top 10% by size; a net margin of 5.9% ranks in the top 47%; revenue growth of 2.2% a year over the last 3 filed years ranks in the bottom 36% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
bottom 20% of 13 in its family for leadership; chief executive since 2025.
From the record
Prudential Financial, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Sullivan, Andrew F (Chief Executive Officer, as filed), filing under that title since 2025-06-16, 1.4 years (bottom 27% of its family); the 21 officers and directors filing in the last fifteen months have been on the record a median of 3.8 years (bottom 21%); 14 officer or director changes were reported on Form 8-K since 2023-11-13, against the 21 people in charge now (bottom 12%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 32% of 16 in its family for room to expand.
From the record
Prudential Financial, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $20 billion against debt of $19 billion leaves 0.1% of its assets as net cash, bottom 31% of its family; cash from operations less capital spending is 10.3% of revenue (bottom 34%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 31% of 18 in its family for growth drivers.
From the record
Prudential Financial, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 2.2% a year over the last three filed years against 0.4% over all 10, speeding up (top 42% of its family); the newest year grew -13.7% (bottom 3%) (its annual reports). Prudential Financial, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 40% of 18 in its family for expectations against reality.
From the record
Prudential Financial, Inc.'s newest year against its own record: revenue of $61 billion in fiscal 2025 came in 22.4% below the $78 billion its prior three years' pace pointed to (bottom 14% of its family); net income of $3.6 billion against a prior three-year average of $1.2 billion (top 14%); a net margin of 5.9% against 1.9% before (top 19%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made